General Terms of Sale

Article 1 - Application

The present conditions exclusively govern the sales of products and services offered by Armada Lex SAS, whose head office is located at 6 place de la Madeleine, 75008 Paris, France (hereafter Armada) and its partners mainly through the site available at (hereafter the Site), but also by any other modality organized by Armada.

However, certain products or services may require additional and specific special conditions. These special conditions complement the present general conditions.

The fact of purchasing products and/or services online or by mail order, in accordance with the conditions defined below, implies the purchaser's full and unreserved adherence to these general conditions of sale of Armada, which represent the entire agreement between the customer and Armada or the partner.

In the event of non-compliance with the terms of these general terms and conditions, Armada or the partner reserves the right to take any measure likely to preserve its interests and in particular to ensure their execution. Armada or the partner may then assign the customer civil and/or criminal liability.

In the case of a subscription, Armada or the partner reserves the right to terminate the subscription immediately, without formality and by operation of law, in the event of violation of one of the clauses set out below.

Any contrary condition not accepted by Armada is unenforceable against it. The fact that Armada does not take advantage of one of the present general conditions of sale does not amount to a renunciation by Armada to take advantage of it later.

Article 2 - Access

The client is personally responsible for the installation of the device and telecommunication means allowing access to the Site. The customer shall bear the telecommunication costs for accessing the Internet and using the Site and the services to which the customer has subscribed.

Article 3 - Information

Pursuant to article L. 111-1 of the French Consumer Code, Armada invites Internet users to browse the Site in order to discover the products and services offered for sale by Armada and to allow them to know before ordering the essential characteristics of said products and services.

Article 4 - Prices

Prices are indicated in euros, all taxes excluded. Armada reserves the right to modify the price of the products and/or services at any time but commits itself to apply the prices in force at the time of the recording of the order.

The possible promotional offers are valid only for the duration of validity of the offer concerned. The current promotions are not cumulative between them. They cannot be exchanged for their monetary value or be reimbursed in part or in full. After the period indicated, the reduction will be definitively lost.

All product orders are payable in euros.

The customer agrees to pay the full price and charges relating to the service subscribed to, including taxes at the time of validation of his order. The customer is solely responsible for the effective payment of the subscribed service.

Article 5 - Methods of payment

In accordance with the legal provisions relating to the application of the European banking standards SEPA (Single Euro Payments Area), one and/or other of the following three payment methods may be offered depending on the offer concerned:

  • payment by credit card via a secure payment server (Cartes Bleues du GIE bancaire, Carte Bleue, Visa, MasterCard).
  • payment by SEPA direct debit in the name of Armada on the basis of a prior authorization given by the debtor, materialized by a mandate.
  • payment by check to be sent to : Armada Lex SAS - 6 place de la Madeleine, 75008 Paris, France.

For online payment by credit card: payment is ensured by a secure solution that integrates an encryption process. Thus Armada does not store the entire credit card number on its computer servers. The credit card numbers are processed by the said solution and transactions with Armada are based on authorization number, transaction number and merchant ID. Your credit card information is never transmitted in clear text over the network.

Regarding payment by SEPA direct debit: when you take out a subscription, it is necessary to sign the mandate and to attach a bank statement with your bank details (IBAN/BIC). It is your responsibility to provide accurate and complete information when taking out a subscription by direct debit and signing a mandate, and to inform Armada as soon as possible of any change in this information during the course of the contract at the above-mentioned address. Any revocation of the SEPA Direct Debit Mandate will result in the termination of the subscription contract. All information relating to the SEPA Direct Debit will be accessible on the customer's personal space.

The terms of payment for the price of products and/or services are defined in the chosen offer.

Transactions and information concerning the subscriber are always confirmed. It is advisable to print the confirmation form and keep it. In any event, in the absence of confirmation sent to the customer, the latter is informed that it will in this case be automatically saved in PDF format in its customer area. This form also contains all the necessary contact information to contact the site in the event of a problem.

Regardless of the type of offer subscribed to, only the user is responsible for payment by credit card for the service offered. Armada is not responsible for payment problems related to the malfunctioning of the e-commerce service.

Article 6 - Validation of the order

Before validation of the order, the customer may at any time correct any errors made in the entry of his data.

The validation by the customer of his order is worth acceptance of these general conditions, fully and without reserve. To validate his order, the customer must click on the button "CONFIRM MY ORDER" at the end of the order. An acknowledgement of receipt will be sent to him/her by return to the e-mail address given in the order form, indicating the exact amount invoiced and the terms of delivery of the order. This acknowledgement of receipt constitutes acceptance of the order and validates the transaction.

The customer acknowledges that the data recorded on the Site constitutes proof of the transaction (type of offer subscribed to and date) and the data recorded by the payment system described above constitutes proof of the financial transaction.

Armada reserves the right to suspend and/or refuse any order from a customer with whom Armada is in dispute, for any reason whatsoever, without the latter being able to claim any compensation whatsoever.

The acceptance of technical cookies is indispensable for any purchase or subscription on the Site.

Armada or the partner may at this time request any additional information that it deems useful in order to ensure the accuracy and completeness of the personal data collected.

The setting up of a subscription is then carried out by Armada or the partner as soon as possible. The new registrant will then receive his or her access codes, marking the effective implementation of the service.

Article 7 - Term and Termination

All subscriptions are taken out for an indefinite period.

Subscriptions can be cancelled at any time by sending an e-mail to: at least 10 (ten) working days before the end of the current monthly term.

Article 8 - Terms and conditions of delivery of the product or service

Digital products and/or services are products and/or services whose content is only available on the Site. They are not sent by postal or electronic mail.

They are available immediately upon online payment of the order.

They are presented in the form of modules that the customer can read directly on the screen. They are therefore not downloadable files that can be saved on the hard disk of the customer's computer, with the exception of certain files in Excel, Pdf or Word format.

The contents and services of the various online subscriptions offered by Armada or the partner are only accessible during the subscription period.

Armada or the partner reserves the right to interrupt access to the subscribed service in the event of non-payment, subject to a formal notice to do so, which remains without effect for 10 (ten) consecutive days.

Article 9 - Right of Withdrawal/Refunds

The customer informs Armada of his decision to retract by sending him, before the expiration of the fourteen (14) days deadline, an e-mail to the following address:

In this case, Armada will immediately send the customer an acknowledgement of receipt of the retraction.

No penalty will be claimed.

Refunds will be carried out within a time lower or equal to 30 days after the reception of the request.

  • Special cases :

Within the framework of a subscription contract, the customer authorizes Armada to execute the subscription immediately without waiting for a period of fourteen (14) clear days, it being specified that the customer retains the possibility of exercising his right of retraction.

Article 10 - Limitation of Liability

All information and data published on the Site are provided for information purposes. The provision of this data shall not be assimilated, in any way whatsoever, to specific advice or decision support for the purpose of carrying out a transaction or making an investment decision.

The photographs and texts reproduced and illustrating the products presented are not contractual. Consequently, the Site cannot be held liable in the event of an error in one of these photographs or one of these texts.

Neither Armada nor any of its partners can be held responsible for any damage, direct or indirect, consequential, special, incidental, dissuasive that may result from errors, omissions or delays in the transmission of the said information, loss of information or problems occurring during electronic payments.

Armada and/or its partners could not be held responsible for the inexecution of the concluded contract, in case of unavailability of the product, force majeure, malfunctioning, in particular of the telecommunications. Armada and/or its partners will not incur any responsibility for any indirect damages because of the present, operating loss, loss of profit, loss of chance, damages or expenses.

In application of article 1124 of the French Civil Code, non emancipated minors are unable to contract. Consequently, Armada could not be held responsible in case of collection without its knowledge of nominative data relating to a minor.

Article 11 - Personal Data

We process personal data in accordance with our privacy policy (see Legal Notice).

Article 12 - Intellectual Property

The user of the Site is prohibited from reproducing and/or using the trademarks and logos present on the Site, as well as modifying, copying, translating, reproducing, selling, publishing, exploiting and broadcasting in a digital or other format, all or part of the information, texts, photos, images, videos and data present on the Site, which constitute works within the meaning of the provisions of article L112-1 of the intellectual property code. Violation of these mandatory provisions subjects the offender, and all persons responsible, to the criminal and civil penalties provided for by law.

Armada and/or its partners are the exclusive owners of all intellectual property rights attached to the name, logo and trademarks of the Site, its structure and design, as well as to the content of the Site (including texts, photos, illustrations, videos, hyperlinks) throughout the world.

Armada grants the user of the Site a private, non-collective and non-exclusive right of use on its content. This right is limited to the right to print one or more articles and/or to save it on his computer (or other digital support such as mobile and tablet) for his personal use exclusively (including within the framework of a subscription for paying contents). Any networking, rebroadcasting, exploitation in a professional or commercial context or any marketing of this content to third parties, in any form whatsoever, is strictly forbidden without prior agreement from Armada.

Article 14 - Mediation

In accordance with the order n°2015-1033 of August 20, 2015 and the application decree n°2015-1382 of October 30, 2015, any dispute or so-called consumer dispute concerning the general terms and conditions of sale, subject to article L.152-2 of the consumer code (, may be the subject of an amicable settlement before the CMAP - Centre de Médiation et d'Arbitrage de Paris, to which the parties declare to adhere.

To submit your dispute to the mediator, you may (i) fill out the form on the CMAP website: tab " you are: a consumer (ii) send your request by simple or registered mail to CMAP Médiation Consommation, 39 avenue Franklin D. Roosevelt, 75008 PARIS, or (iii) send an email to Regardless of the means used to enter the CMAP, your request must contain the following elements in order to be processed quickly:

Your postal, email, and telephone contact information as well as the name and contact information of Armada with a brief statement of the facts and proof of the preliminary steps taken.

It is already agreed that :

  • the duration of the mediation cannot exceed two months from the date of the referral to the mediator, except with the written agreement of both parties.
  • the duration of the mediation may not exceed two months from the date of the referral to the mediator, unless both parties agree in writing
  • any oral or written exchange between the parties during the mediation is strictly confidential and may not be communicated to a third party under any circumstances
  • if the parties reach an agreement within the agreed timeframe, this agreement will be set out in a binding settlement agreement signed by them and the mediator.
  • if the mediation fails at the end of the agreed time limit, the more diligent party may bring the matter before the competent court indicated in this Article.
Article 15 - Applicable law - Jurisdiction

The present general conditions of sale are subject to French law.

The language of this contract is the French language.

In case of dispute, not resolved amicably under the conditions provided above, the French courts will have exclusive jurisdiction.

Article 16 - Entire contract

If some of the provisions appearing in the general terms and conditions of sale were to be declared null and void by the competent court, the other provisions would not be affected and would retain their full force and scope.

Article 17 - Modification of the general terms of sale

Armada reserves the possibility to adapt or modify at any time the present general conditions of sale. The new general conditions of sale will, if necessary, be brought to the knowledge of the customer by online modification and will be applicable only to the sales realized after the modification.

Article 18 - Customer Service

For information, questions or advice, Armada Customer Service can be contacted by email at: